Fee Schedule
Simple, transparent pricing
Build and automate your portfolios for free. No subscriptions, no hidden charges, no account minimums.
Last updated: February 22, 2026
All Portfolios
No commission on any trade
FDIC Sweep Program
Uninvested cash is automatically swept into FDIC-insured deposit accounts at partner banks through Alpaca's cash sweep program, providing FDIC insurance coverage (up to applicable limits).
There is no direct fee for the sweep program. Alpaca may retain a spread on the interest earned — the rate you receive may be lower than the bank rate. This is standard industry practice. Current sweep rates are available from Alpaca Securities LLC.
What's Always Free
Automated DCA execution
Recurring investments execute on your schedule — daily, weekly, biweekly, or monthly — at zero cost.
Portfolio Autopilot (Custom & Preset)
Multi-asset portfolios with auto-rebalancing on every deposit, completely free.
Crash Accelerator
Automatically invest more when prices drop below recent averages — no extra charge.
Account creation & maintenance
Opening your account and keeping it active is always free.
Portfolio tracking & dashboard
Real-time portfolio monitoring, execution history, and performance charts at no charge.
Account closure
Close your account any time with no termination fees.
Inactivity fees
No charges for paused investments or periods of inactivity.
ACH transfers
Deposit and withdraw funds from your linked bank account at no cost.
Questions about fees?
Contact us at support@dollarcostaverage.ai and we'll be happy to help.